Credit repair is the process of fixing a credit history that has one of more problems, such as errors, identity theft, or actual delinquencies and similar issues. Repairing credit may be as simple as disputing mistaken information with credit agencies, while damage incurred from identity theft may require extensive work. Credit repair may also involve dealing with fundamental financial issues, such as budgeting, and addressing legitimate concerns on the part of lenders.
Correcting erroneous information on credit reports takes some time and effort. In general, accurate information can't be removed from credit reports, although there are some exceptions to this (via goodwill letters and pay-for-delete). However, credit report information and accounts can be disputed if they are misrepresented or inaccurate.
The credit repair process requires reviewing your credit reports for details that are bringing your score down, and addressing each of those issues—whether that means sending in disputes or reducing your credit utilization.
There are thousands of credit repair companies. They all perform basically the same service, but a given company may only deal with certain credit problems, and they all have different fees. However, at hitechbase, We deal with every type of credit problems guaranteeing results with 100% confidentiality
No, credit repair is a legal way to improve a damaged credit history and raise your credit score. You can hire a professional firm to help you repair your credit
At hitechbase, Our process is fast and we will have your updated reports within 2 weeks